Couples Budget Spreadsheet, Shared Expense Split Tracker, Family Money Planner, Couples Monthly Budget, Excel Google Sheets

Couples Budget Spreadsheet for Microsoft Excel and Google Sheets, instant digital download. Run one household budget for two (or three) earners, split shared costs fairly and see exactly who owes whom. Perfect for couples moving in together or newly married. ✨ NOW INCLUDES 4 FILES: Excel + Google Sheets, each in a SAMPLE version (filled in so you can see exactly how it works) and a BLANK version (cleared and ready for your own info). ★ WHAT'S INCLUDED ★ • Dashboard: income, spending, left over, shared vs. personal costs, settle-up line and two charts • Expenses (who-paid log): 1,000 rows with who paid, shared or personal, and each person's share worked out • Fair split rules: Equal (50/50), By income (proportional to take-home pay) or Custom %, with a per-row override • Settle Up: each person's balance, a suggested payback (for example "Sam pays Alex $683.02") and a payback log that resets it • Monthly Budget: pick any month to see budget vs. actual by category, with progress bars and over-budget alerts • Annual View: 12 months by category plus income vs. spending • Income log for up to 3 earners (300 rows) • Shared Savings Goals: target, target date, who put in what, monthly amount needed, progress bars • Setup: names, take-home pay, default split rule and up to 30 categories with budgets (the budget views show the first 19) • Clickable Start Here cover page and realistic sample data ★ PERFECT FOR ★ ✓ Couples moving in together or newly married ✓ Partners who keep some money separate and some shared ✓ Families with two incomes or a working teen ✓ Anyone tired of keeping a Venmo tally ★ COMPATIBILITY ★ • Microsoft Excel (desktop, Mac, web) • Google Sheets (upload to Google Drive and open with Google Sheets) • 2 files included: an Excel version + a Google Sheets edition • Not designed for Apple Numbers ★ HOW IT WORKS ★ 1. Download and open the file in Excel, or upload it to Google Drive and open with Google Sheets. 2. On Setup, type your names, take-home pay and pick a split rule. 3. Log paychecks and every purchase (who paid, shared or personal). 4. Check Settle Up and the Dashboard to see who owes whom and how the month is going. Works in any currency ($, £, €, C$, A$ and more): just change the currency symbol. ★ PLEASE NOTE ★ • This is a digital download. Nothing will be shipped. • This is a budgeting tool, not financial or legal advice. • Because it's a digital file, returns aren't accepted, but if you have any trouble with the file, message me and I'll fix it or help you right away.