Profit First Spreadsheet, Excel and Google Sheets, Cash Allocation System, Small Business Budget, Owner Pay, Tax Set Aside Tracker

Profit First Spreadsheet for Microsoft Excel and Google Sheets, instant digital download. Split every deposit into Profit, Owner's Pay, Tax and Operating Expenses, know exactly what to move on each allocation day, and step your profit up every quarter. Perfect for small business owners, freelancers and solopreneurs. ✨ NOW INCLUDES 4 FILES: Excel + Google Sheets, each in a SAMPLE version (filled with example data so you can see how it works) and a BLANK version (ready for your own numbers). ★ WHAT'S INCLUDED ★ • 15 tabs with a clickable Start Here page and a How To Use guide with FAQ • Dashboard: 16 KPI tiles (real revenue, profit set aside, owner pay taken, tax set aside, OpEx spent, total cash, next allocation day, profit payouts and more), month by month split, your accounts with balances, coming-up dates, a heads-up alert panel, quarterly payouts and 5 charts • Setup: up to 7 allocation accounts plus your Income account, each with a starting %, target % and step-up per quarter (Operating Expenses gets what's left), plus your allocation days, tax rate, payout % and pay goal • Income Deposits (1,000 rows): deposits, pass-through costs (materials, subcontractors) and real revenue, split to every account by that quarter's %, with the allocation day and Moved / Waiting / Overdue status • Allocation Days: every 10th and 25th of the year (you can change the days) with the amount for each account, a Moved? check, overdue alerts and a next transfer checklist • Rollout Plan: a 12-quarter schedule that steps your percentages toward your targets, with a chart • Spending Log (1,500 rows): money out of any account, with totals by account and category • Tax Set-Aside: estimated tax per quarter vs. what you set aside and paid, due dates, a monthly tax account view and a 40-row tax payment log • Profit Distributions: suggested quarterly payouts, what you took, what stays in reserve and your profit account by month • Bank Balances: expected vs. actual balance for every account, and month-end balances to reconcile against your logs • Monthly Report: pick a month to see what came in, what went to each account and whether OpEx stayed inside its share, plus a full-year table and 2 charts • Allocation Check-Up: last year vs. this year vs. your targets, with what to fix first • What-If Planner: 3 revenue scenarios plus the revenue you need for the owner pay you want • Money Calendar: allocation days, tax due dates, quarter ends and deposits on a month view • 14 charts in total and sample data from a small design studio ★ PERFECT FOR ★ ✓ Small business owners, freelancers and solopreneurs ✓ Anyone using the profit-first cash management method ✓ Service businesses, agencies, contractors and online shops ✓ Owners who want to pay themselves on purpose and stop tax surprises ★ COMPATIBILITY ★ • Microsoft Excel (desktop, Mac, web) • Google Sheets (upload to Google Drive and open with Google Sheets) • 4 files included: an Excel version + a Google Sheets edition, each as